Not everyone needs driving directions all the time, so it's nice that TUAW reminds us that if you prefer walking directions you can set Apple's Maps to default to them if you know ...Normally to buy shares, you have to place (ensure availability of limit) 100% of the order value, while to sell shares, you need to have shares in your demat account. However, …1 day ago · ICICI Direct is a platform for online trading and investment in stocks, mutual funds, insurance, and more. Log in to access your account, view statements, research reports, market data, and more. Ask anything related to your ICICIdirect account and investments. ICICIdirect WhatsApp chatbot is available 24X7, even on holidays. While you transform the way you access the markets, we are transforming the way to reach out to you. Begin your ICICIdirect WhatsApp journey today! Click here to chat with us.ICICI Direct is a popular well known financial trading platform serving over 2,000,000 customers. Benefits of HDFC Securities and ICICI Direct Compared. Below, we will give you a summary of the benefits HDFC Securities and ICICI Direct offer side by side. HDFC Securities offers a minimum deposit of 0 while ICICI Direct have a 0 minimum deposit.With ICICI Direct.com you get a single 3-in-1 integrated account-interlinking Demat, Savings, and Broking accounts-spells ease and convenience. Access a wide variety of products such as equities, derivatives, mutual funds, IPOs, ETFs.We help you create wealth and empower you to achieve financial freedom through our engaging and informative videos, which not only demystify the complexities...Enter PAN No. and date of birth. Verify KYC Details. Link Bank account and complete Digilocker verification. Account successfully opened. Capture your live photo for identify verification. Select Brokerage Plan. Enter Additional information Personal, Financial and FATCA details. Open/Link your Demat Account. Verify your information and Upload ... Ask anything related to your ICICIdirect account and investments. ICICIdirect WhatsApp chatbot is available 24X7, even on holidays. While you transform the way you access the markets, we are transforming the way to reach out to you. Begin your ICICIdirect WhatsApp journey today! Click here to chat with us. All of the above for a one-time flat fee of ₹ 100 + GST when you invest in a smallcase (no additional fees for further orders in the same smallcase). Standard ICICI Direct brokerage charges apply. Invest in relatable ideas with smallcases.Apr 4, 2018 · 4. ICICIdirect Option 20. ICICIdirect offers a unique brokerage plan for the Options trader. The Plan offers the best of rates in Options at Rs.20 per order and only Rs.5 per lot. To give you an example, if you trade in 20 lots of Nifty Contract with your standard brokerage plan, you will have to pay Rs.1900, whereas, with the Option 20 plan ... The non-broking products / services like Mutual Funds, Insurance, FD/ Bonds, loans, PMS, Tax, Elocker, NPS, IPO, Research, Financial Learning etc. are not exchange traded products / services and ICICI Securities Ltd. is just acting as a distributor/ referral Agent of such products / services and all disputes with respect to the distribution ...Stock SIP is a product using which you can place buy orders for a pre - specified amount or for a pre - specified quantity in scrips of your choice at regular intervals over a period of time as selected by you. For instance, you can select a Stock SIP for a period of say 6 months to invest 2000 per month/ other permitted frequency in shares of ...ICICI Direct DP ID NSDL: On the other hand, if you have opened a Demat account with NSDL, then the DP ID will consist of 2 parts – Alphabets and Numeric. The first two letters are IN and the rest is a 6 digit numeric code. For example: The NSDL ID will be something like this – IN321450.The brokerage calculator uses a simple brokerage fee formula. It multiplies the brokerage percentage with the number of shares an investor sells or buys and the price of the stock per unit. Brokerage Charges = number of shares traded x price per share x brokerage percentage. Sharebrokers apply the formula to intraday trading and delivery ...Registration Number :: NSE SEBI : INB230773037 | BSE SEBI : INB001286854.NSE SEBI - Derivatives : INB230773037 | NSE SEBI Currency Derivatives : INE230773037Step 1 - Login to ICICIBank.com with your existing Internet Banking User ID, issued with your Bank Account or Credit Card. Step 2 – Visit the Customer Service section under the Service Requests menu. Step 3 – Choose the Link Accounts/Policy option to link your Bank Account, Credit Card, Loan Account to the existing User ID with which you ...ICICIdirect.com. ICICIdirect.com is a part of ICICI Securities and offers retail trading and investment services. Member of National Stock Exchange of India Limited (Member code: 07730), BSE Limited (Member code: 103) & Metropolitan Stock Exchange (Member code: 17680),Multi Commodity Exchange of India Limited (Member code: 56250) SEBI …ICICI Direct offers an extensive research on our research page for all the investors that empowers the customers to study/analyze the stock and have a detailed report about it. Investing ideas- You can view the reports just by one single click. Stock Research Reports are essential for evaluating the company’s performance.Direct deposit is a convenient and secure way to receive payments electronically. It eliminates the need to wait for a check in the mail or make a trip to the bank. With direct dep...ICICI direct.com. Dear Customer, We are now live with the all new ICICIdirect Website with improved interface and features and Trade Racer Web has been discontinued. Click here …May 6, 2021 · ICICI Direct Neo plan is good for Intraday and F&O traders. This plan is equivalent to leading discount brokers like Zerodha and Upstox in terms of brokerage of Intraday and F&O trading at BSE, NSE and MCX. ICICI Direct Neo is a flat-rate discount brokerage plan. The plan offers brokerage-free equity future trading. Spring by ICICI Direct is a one stop algorithmic trading platform that lets you build your own algo trading ... Limited- AMFI registered Mutual Fund Distributor. Registered office of I-Sec is at ICICI Securities Ltd. (I-Sec) - …Trade Racer. Trade Racer is a trading platform which provides you with Live streaming quotes & Research Calls, integrated fund transfer system along with multiple watch list facility. Power-packed with new features, Trade Racer gives you the power to identify market opportunities while enjoying the attractive new look and feel of the trading ...n= number of payments made. i= (rate of interest)/ 100. The mutual fund SIP calculator usually requires three inputs-. 1) The tenure of your investment. 2) Periodical investment amount. 3) The expected returns per annum. You can make mutual fund investments through SIP and lump sum investments.In today’s fast-paced world, getting accurate and reliable directions is crucial. Whether you’re traveling to a new city or simply trying to find your way around town, GPS technolo...In today’s fast-paced world, getting lost can be a real hassle. Whether you’re traveling to a new city or simply trying to find your way around town, having accurate directions at ... The 3-in-1 online trading account gives you the convenience of opening a online trading, demat & bank account. You can view live share price, trade in shares, be it Intraday Trading or delivery on NSE and BSE, trade in Futures & Options, Currencies, invest in Mutual Funds, IPOs and Life Insurance through our seamless and secure 3-in-1 online ... ICICIdirect Markets App is a Share Market Mobile Trading App which allows traders to invest in Stocks, Futures & Options (F&O), Commodities and Currency. Not just this – users …384.5301. ROCE. 15.2%. ROE. 16.2%. Description. UPL Limited is engaged in the business of manufacturing and marketing chemicals for agriculture and industries. Its market capitalization is worth INR46,725.20 Cr. as of 16th April 2021. Founded in 1969 and the company has reported quarterly revenue of INR 2,921.00 Cr. at the end of December 2020.ICICI Direct is a website that offers online trading and investment services in Indian and global markets. You can open an account, access research and advisory, …A Real Estate Investment Trust (“REIT”) is an entity that owns & operates income-producing real estate. REITs pool capital of numerous investors (just like a mutual fund) to invest in large-scale, high-value income producing real estate. This makes it possible for individual investors to earn income/dividends from real estate investments ...We would like to show you a description here but the site won’t allow us.Margin Trading is offered as subject to the provisions of SEBI Circular CIR/MRD/DP/54/2017 dated June 13, 2017 and the terms and conditions mentioned in rights and obligations statement issued by I-Sec. Features such as Cloud Order, e-ATM, etc are offered by ICICI Securities. Any complaint / dispute pertaining to the same would not have access ...ICICI Direct is a popular well known financial trading platform serving over 2,000,000 customers. Benefits of Zerodha and ICICI Direct Compared. Below, we will give you a summary of the benefits Zerodha and ICICI Direct offer side by side. Zerodha offers a minimum deposit of 0 while ICICI Direct have a 0 minimum deposit.Normally to buy shares, you have to place (ensure availability of limit) 100% of the order value, while to sell shares, you need to have shares in your demat account. However, margins are blocked only to safeguard against any adverse price movement. At present, you have to place 33.33% of the order value as margin.When it comes to traveling, one of the key factors that can make or break your experience is having accurate directions. Whether you’re exploring a new city or embarking on an adve... Ask anything related to your ICICIdirect account and investments. ICICIdirect WhatsApp chatbot is available 24X7, even on holidays. While you transform the way you access the markets, we are transforming the way to reach out to you. Begin your ICICIdirect WhatsApp journey today! Click here to chat with us. Health insurance. 25000. 3,000. Term insurance. 10000. 3,000. This is how much you can earn by selling just one insurance policy for these four categories. Based on how many policies you actually sell, your potential earnings per month as a POSP insurance agent may go up to ₹ 85k*!https://www.icicidirect.com/open-free-demat-and-trading-account/?utm_source=youtube&utm_medium=How_to_buy_stocks_on_ICICIdirect&utm_campaign=OAOCheck Out our...Issued in the interest of Investors. (Ref NSE : Circular No.: NSE/INSP/27346, BSE : Notice 20140822-30). ICICIdirect.com is a part of ICICI Securities and offers retail trading and investment services. NSE SEBI Registration Number Capital Market :- INB 230773037 | BSE SEBI Registration Number Capital Market :- INB 011286854.Apr 12, 2023 · Use the ICICI Direct Intraday Brokerage Calculator as per the plan you have invested in. The charges range is a flat rate of Rs.20 per order for the Neo plan, and so there are different types of plans which the company offers. Charges of the plan differ as well, and you can use the ICICI Direct Brokerage Calculator for feasible and easy ... Direct Line Cruises is a popular travel agency that specializes in providing customers with a seamless and stress-free cruise booking experience. With an extensive range of destina...Are millions of people the direct descendants of Genghis Khan? Find out and explore the history and genealogy of Genghis Khan. Advertisement Back in the late 1990s, a team of inter...Adani Ports and Special Economic Zone Limited is engaged in infrastructure relating to ports and shipping. The company has its market capitalization worth INR1,53,468.37 crore as of 16th April 2021. The company was incorporated in 2016. The company has reported quarterly revenue of INR1,305.18 crore at the end of December …Issued in the interest of Investors. (Ref NSE : Circular No.: NSE/INSP/27346, BSE : Notice 20140822-30). ICICIdirect.com is a part of ICICI Securities and offers retail trading and …Technical Charts. With Technical Charts, you can view live streaming charts for intervals from 1 Min to 1 Month. With over 100 Indicators, you can analyze your strategies and make decision based on the analysis. ICICIdirect allows you the ability to view the Charting Library from two world renowned providers – ChartsIQ and TradingView.It is a combination of your DP ID and your customer ID. If you are wondering how to find your Demat account number, here is an easy way to find out. In the case of CDSL, let’s say your Demat account number is 0987654321234567. In this case, the first 8 digits – 09876543, is your DP ID and the last 8 digits – 21234567, is your customer ID.29.6%. Description. ITC Ltd is a diversified conglomerate with businesses in various other sectors like FMCG,, Hotels, Paperboards, Packaging, Agri Business and IT. Founded in the year 1910 as “Imperial Tobacco Company” was renamed as “Indian Tobacco Company” in 1970 but today, it is no longer an acronym and is listed on NSE and BSE as ...Technical Charts. With Technical Charts, you can view live streaming charts for intervals from 1 Min to 1 Month. With over 100 Indicators, you can analyze your strategies and make decision based on the analysis. ICICIdirect allows you the ability to view the Charting Library from two world renowned providers – ChartsIQ and TradingView.ROE. 20.81%. Description. Rail Vikas Nigam Limited is a civil work company. It has a market capitalization of INR 6,0886.26 Cr. as of 16th August ‘2021. As per the last audited balance sheet, the company has reported a combined turnover of INR 14,530.58 Cr. for FY 2020. The Bombay Stock Exchange (BSE) and National Stock Exchange have …The Gratuity calculation formula that you can use to calculate the Gratuity amount is: Gratuity = n*b*15/26. n denotes the tenure of service an employee has completed in the organisation. b denotes the last drawn salary plus dearness allowance. For instance, you have worked with an XYZ organisation for a total of 15 years.Registration Number :: NSE SEBI : INB230773037 | BSE SEBI : INB001286854.NSE SEBI - Derivatives : INB230773037 | NSE SEBI Currency Derivatives : INE230773037You can find your Demat account number in your welcome letter in the case of CDSL. This will be a 16 digit numeric number. However, if your DP is registered under the NSDL, your Demat account number will be an alpha-numeric number starting with the letters ‘IN’ followed by 14 digits. You can also find your 16 digit Demat account number ...Download our share market app to enjoy unlimited, unrestricted & seamless access to the latest share market offerings, updates, research ideas, live charts and access to over 50+ products in the stock market like Shares, Futures and Options, Mutual Funds, ELSS, ETFs, Bonds, Commodities & Currencies, Insurance, SGBs, Loans, Global Invest, … Brokerage in NCD/ Bonds/ Penny stocks will be charged at rate of 0.25%. All customers who move out from any other brokerage plan (Prime, Prepaid, Special Brokerage plans) will be mapped to the MoneySaver plan. Second leg of intra-day square off transaction in cash will not be charged any brokerage. There are no minimum brokerage charges applicable. We would like to show you a description here but the site won’t allow us.Customer Service. Login. Tile View. Overview. My Account. Contact Us. Locate Branch. iCommunity. eLocker. Investor Sentiment. Customer Care. Instant service with one step …May 25, 2023 · Steps to Demat Account KYC Update Online (e-KYC Update for Demat Account) Here are five simple steps to update the KYC for Demat account online: Step 1: Log in to your online trading app. Step 2: Locate the “Update KYC” section, tab, or page. Click to open the KYC form. Step 3: You will see the details that you entered at the time of ... If you’re in the market for a mortgage, it’s important to do your homework to get the best deal. However, when determining which financial institution is the best for your home pur...Simplified DEMAT account opening process: Download the ICICIdirect App to open DEMAT and trading Accounts and take the first steps in your investing journey. Monitor Live: Monitor data live and view F&O, NSE Nifty 50, & BSE Sensex charts on your App to track your investments’ status. Get live market updates and keep up with market trends.Download our share market app to enjoy unlimited, unrestricted & seamless access to the latest share market offerings, updates, research ideas, live charts and access to over 50+ products in the stock market like Shares, Futures and Options, Mutual Funds, ELSS, ETFs, Bonds, Commodities & Currencies, Insurance, SGBs, Loans, Global Invest, …Experience the revolutionary ICICI Direct Prime plans with a significantly enhanced and powerful proposition. You can get lower brokerage of upto 0.10% along with payout within 5 minutes on selling of shares and also interest rates as low as 9.69% when you buy stocks today and pay for them later. Get an ICICIdirect Prime Plan today! ICICI Securities Limited : Registered office: ICICI Venture House, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400 025 CIN: L67120MH1995PLC086241 Tel: (91 22) 2288 2460/70 Fax: (91 22) 2288 2445 For any queries or grievances: Mr. Rakesh Seth Wealth Management Services. ICICI Securities Private Wealth Management is a home-grown franchise which was set up in 2010, to cater to the growing segment of HNI and UHNI clients in India. Over the years, we have built experienced relationship teams across major Indian cities. We have over 300 senior private bankers catering to ~35,000 HNI/UHNI ... Use ICICI Direct brokerage calculator to calculate the charges you have to pay to execute trade for NSE, BSE & MCX trades. Also compare and calculate brokerage charges for Future, Option, Intraday and Equity Segments. Brokerage in Cash. The minimum brokerage for transactions upto ₹ 6364 on stocks quoting more than ₹ 10 is ₹ 35/- per trade or 0.75% of the trade value whichever is lower. Brokerage rates as mentioned above, will be charged for trade value exceeding ₹ 6364. Brokerage on stocks quoting upto ₹ 10 would be levied at ₹ 0.05 per share.TCS Buyback: All You Need to Know in 2023 - ICICI Direct. India's biggest IT services player Tata Consultancy Services (TCS) has come up with a 17,000 cr. Shares buyback plan its 5 th in last 6 years. The IT major, on October 11, had announced to buyback up to 4,09,63,855 fully paid-up equity shares of face value of ₹1 each at ₹4,150 …Aug 17, 2019 · Here is how much they will be part of your overall payment: GST at 18% of the brokerage generated (not on trading turnover) Transaction charges at 0.1% of turnover (check ICICI Direct Transaction charges for more) SEBI turnover charges at 0.00015% of turnover. Stamp duty depends on your state. Overall, ICICI Direct charges might look on a ... Trade Racer. Trade Racer is a trading platform which provides you with Live streaming quotes & Research Calls, integrated fund transfer system along with multiple watch list facility. Power-packed with new features, Trade Racer gives you the power to identify market opportunities while enjoying the attractive new look and feel of the trading ...Sep 14, 2023 · Rated 4/5 by 267 users. ICICIDirect is the best full-service brokerage house for both high-frequency traders and investors with high-speed online trading platforms (web, app, and desktop), and multiple brokerage plans. It is also a feasible choice for beginners to trade at Rs. 20 flat brokerage charges, apply for IPOs, and invest in mutual ... Income Tax Return filing for ICICI Direct Traders with Income from Equity, Mutual Funds, Intraday and Futures & Options Trading in India. Import Tax PnL and File ITR online. Service Charges & Fees of ICICI Bank Demat Accounts (CDSL) NRI Service Charges & Fees of ICICI Bank Demat Accounts (NSDL & CDSL) Demat Account Charges: Get to know charges for opening Demat Account at ICICI Bank with Revised Depository Service Charges for residents retail customers and corporates w.e.f 01/01/2008. Use ICICI Direct brokerage calculator to calculate the charges you have to pay to execute trade for NSE, BSE & MCX trades. Also compare and calculate brokerage charges for Future, Option, Intraday and Equity Segments. Service Charges & Fees of ICICI Bank Demat Accounts (CDSL) NRI Service Charges & Fees of ICICI Bank Demat Accounts (NSDL & CDSL) Demat Account Charges: Get to know charges for opening Demat Account at ICICI Bank with Revised Depository Service Charges for residents retail customers and corporates w.e.f 01/01/2008. Direct loans are low interest loans funded by the United States government. Learn about direct loans in this article from HowStuffWorks. Advertisement Paying for higher education i...There is no set price for at-home genetic testing. The cost depends on many factors, including how many genetic variations are analyzed. Learn more about the cost of at-home geneti...We help you create wealth and empower you to achieve financial freedom through our engaging and informative videos, which not only demystify the complexities...Trade Racer. Trade Racer is a trading platform which provides you with Live streaming quotes & Research Calls, integrated fund transfer system along with multiple watch list facility. Power-packed with new features, Trade Racer gives you the power to identify market opportunities while enjoying the attractive new look and feel of the trading ...Mar 14, 2023 · 2nd Step – Enter your sell price. 3rd Step – Enter Quantity of Shares. 4th Step – Select your State. 5th Step – Press Calculate button. This process will automatically calculate all the charges that ICICI Direct levied on their clients. The Charges will include –. ICICI Direct Brokerage. Transaction Charges. SIP stands for Systematic Investment Plan, a method of investing in Mutual Funds (MF) where a fixed amount is invested at regular intervals. It helps investors accumulate wealth over time by reducing the impact of market volatility on their investments. SIP is a disciplined investment approach allowing investors to take advantage of compounding ...The validity of Prime 299 plan will be one year and all other plan subscribed from 10-02-2022 will be Lifetime. In Currency and Commodity segment, Call and Trade line and system square off charges will be applicable at the rate of Rs. 50 per order. Brokerage of 0.15% shall be applicable on Physical Delivery of F&O Contracts irrespective of ...Step 1: Log in to your online trading app. Step 2: Locate the “Update KYC” section, tab, or page. Click to open the KYC form. Step 3: You will see the details that …The ICICI Direct Personal Loan EMI calculator has a very user-friendly interface, making it possible for almost anyone to use it. Follow the below-mentioned steps to determine your Personal Loan EMI using the calculator: Enter the loan amount. You can easily set any loan amount up to Rs 30 lakh using the calculator sliders. Set the interest rate.Normally to buy shares, you have to place (ensure availability of limit) 100% of the order value, while to sell shares, you need to have shares in your demat account. However, …ICICI Direct is a popular well known financial trading platform serving over 2,000,000 customers. Benefits of HDFC Securities and ICICI Direct Compared. Below, we will give you a summary of the benefits HDFC Securities and ICICI Direct offer side by side. HDFC Securities offers a minimum deposit of 0 while ICICI Direct have a 0 minimum deposit.Mar 18, 2024 · ICICIdirect provides you a comprehensive platform to cater all your equity investment needs. We have several tools & innovative features that provide flexibility to your investment journey and also keeps you updated on your investments. With our 3-in-1 account, you can transact across your bank, demat and trading account absolutely hassle-free. Brokerage in Cash. The minimum brokerage for transactions upto ₹ 6364 on stocks quoting more than ₹ 10 is ₹ 35/- per trade or 0.75% of the trade value whichever is lower. Brokerage rates as mentioned above, will be charged for trade value exceeding ₹ 6364. Brokerage on stocks quoting upto ₹ 10 would be levied at ₹ 0.05 per share.
Brokerage in NCD/ Bonds/ Penny stocks will be charged at rate of 0.25%. All customers who move out from any other brokerage plan (Prime, Prepaid, Special Brokerage plans) will be mapped to the MoneySaver plan. Second leg of intra-day square off transaction in cash will not be charged any brokerage. There are no minimum brokerage charges applicable. . Utah valley university institute
Adani Ports and Special Economic Zone Limited is engaged in infrastructure relating to ports and shipping. The company has its market capitalization worth INR1,53,468.37 crore as of 16th April 2021. The company was incorporated in 2016. The company has reported quarterly revenue of INR1,305.18 crore at the end of December …47.12%. Book Value. 179.6205. ROCE. 0.03%. ROE. 0.02%. Description. Jio Financial Services Limited was incorporated as a Private Limited Company with the name and style of `Reliance Strategic Investments Private Limited` dated July 22, 1999, issued by the Registrar of Companies, Maharashtra at Mumbai.Netflix's recent layoffs and policy directives related to not censoring content could inspire a worker union designed to improve corporate culture Some effects of Netflix’s recent ...Download our share market app to enjoy unlimited, unrestricted & seamless access to the latest share market offerings, updates, research ideas, live charts and access to over 50+ products in the stock market like Shares, Futures and Options, Mutual Funds, ELSS, ETFs, Bonds, Commodities & Currencies, Insurance, SGBs, Loans, Global Invest, …ICICI Direct is a popular well known financial trading platform serving over 2,000,000 customers. Benefits of HDFC Securities and ICICI Direct Compared. Below, we will give you a summary of the benefits HDFC Securities and ICICI Direct offer side by side. HDFC Securities offers a minimum deposit of 0 while ICICI Direct have a 0 minimum deposit.Issued in the interest of Investors. (Ref NSE : Circular No.: NSE/INSP/27346, BSE : Notice 20140822-30). ICICIdirect.com is a part of ICICI Securities and offers retail trading and investment services. NSE SEBI Registration Number Capital Market :- INB 230773037 | BSE SEBI Registration Number Capital Market :- INB 011286854.If you’re in the market for a mortgage, it’s important to do your homework to get the best deal. However, when determining which financial institution is the best for your home pur...ICICI Direct is a popular well known financial trading platform serving over 2,000,000 customers. Benefits of HDFC Securities and ICICI Direct Compared. Below, we will give you a summary of the benefits HDFC Securities and ICICI Direct offer side by side. HDFC Securities offers a minimum deposit of 0 while ICICI Direct have a 0 minimum deposit.Login. View Main SiteNetflix's recent layoffs and policy directives related to not censoring content could inspire a worker union designed to improve corporate culture Some effects of Netflix’s recent ...3 days ago · Attention Investors. The non-broking products / services like Mutual Funds, Insurance, FD/ Bonds, loans, PMS, Tax, Elocker, NPS, IPO, Research, Financial Learning etc. are not exchange traded products / services and ICICI Securities Ltd. is just acting as a distributor/ referral Agent of such products / services and all disputes with respect to ... Download the app to open DEMAT and trading accounts, access live market data, research ideas, and exclusive tools. Invest in stocks, F&O, commodities, currency and more with low brokerage plans …Apr 4, 2018 · 4. ICICIdirect Option 20. ICICIdirect offers a unique brokerage plan for the Options trader. The Plan offers the best of rates in Options at Rs.20 per order and only Rs.5 per lot. To give you an example, if you trade in 20 lots of Nifty Contract with your standard brokerage plan, you will have to pay Rs.1900, whereas, with the Option 20 plan ... .